Real estate secured financing offers investors an attractive risk / return profile when structured and monitored correctly. Backed by tangible security, mortgage investments continue to be a great avenue for investors looking to diversify their investment portfolio. 

Historically, our loan syndication group has been closed to outside investors as loans were either funded on our own account, or, limited to syndication with a few select family offices and high net worth investors. Recently, we have opened our loan syndication group to suitable outside qualified investors that are like minded with our underwriting approach in evaluating loan opportunities – principal security is paramount regardless of interest rate.

We underwrite our loans with the mandate that risk tolerance should never put into question the safety of loan principal. Our underwriting will always sacrifice interest rate in order to ensure that loan principal will comfortably be recovered should a loan go into enforcement.

In evaluating loan opportunities, below are some of the criteria we focus on: 

• Value of the underlying asset / pledged security - This remains our primary focus on all loans that we underwrite and fund. We review all pertinent agreements and contracts when completing our valuation check i.e. purchase and sale agreements, leases, zoning, proformas, revenue and cost budget assumptions, environmental reports etc. We do not arbitrarily rely on appraisers, regardless of  their designation, but rather conduct our own internal valuation assessment. Our ability to cross reference valuation metrics with other real estate participants in the industry ensures that our loan lending base is realistic and consistent with the current market environment.

• Sponsorship – We analyze the ability of the sponsorship to execute on their development plan and repay loan balances. As bridge lenders, we must see a clear defined exit prior to issuance of our loan commitments. 

• Risk / Return profile – We ensure that our investors are being compensated for deploying capital into loan opportunities. 

Investors interested in obtaining additional information are encouraged to contact our Investor Relations team. For the types of investors we service, please refer to Qualified Investors tab - https://anbrosfinancial.com/qualified-investors