Before a potential loan opportunity evolves into an investment opportunity that we present to our investor base, the prospective loan undergoes a stringent credit evaluation and sensitivity analysis process. We adhere to our commitment that principal security is sacrosanct and cannot be compromised, irrespective of the projected yield.
Anbros Financial presents mortgage participation and investment opportunities specifically tailored for accredited investors and institutional investors. Please be aware that we reserve the right to decline investor qualification for any investor whose risk profile does not align with that of our firm.
We only offer mortgage investment opportunities to accredited investors and designated classes of institutional investors as defined in section 2 of Ontario Regulation 188/08 Mortgage Brokerages: Standards of Practice.
1. An individual who, alone or together with his or her spouse, has net assets of at least $5 million and provides written confirmation of this to the brokerage qualifies as an accredited investor.
2. An individual who beneficially owns financial assets (including cash, securities under the Securities Act, the cash surrender value of a life insurance contract, a deposit, or evidence of a deposit) with an aggregate realizable value exceeding $1 million, before taxes but net of related liabilities, also qualifies as an institutional investor upon providing written confirmation to the brokerage.
3. An individual whose net income before taxes in each of the two most recent years exceeded $200,000, or whose combined net income with his or her spouse exceeded $300,000 in each of those years, and has a reasonable expectation of exceeding the same net income or combined net income in the current year, qualifies as an accredited investor when providing written confirmation to the brokerage.
4. A non-individual entity, such as a corporation, trust, or partnership, that possesses net assets of at least $5 million as reflected in its most recently prepared financial statements qualifies as an institutional investor, provided written confirmation is submitted to the brokerage.
We provide mortgage investment opportunities for accredited and institutional investors, including family offices looking to deploy their investment capital into well-structured and managed mortgage investments, whether in an A position, B position, or Pari-passu ranking. Family offices that wish to partner with Anbros Financial must meet the investor qualification criteria set forth for designated classes of lenders and investors as defined in section 2 of Ontario Regulation 188/08 Mortgage Brokerages: Standards of Practice.
Our loan servicing group, AFC Mortgage Administration Inc., enables institutional investors and accredited investors to access our fully administered mortgages. For further information regarding investor qualification, please reach out to:
Arjun Anand
Head of Mortgage Investments
T: (647) 931 - 1738 ext. 701
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FSRA Mortgage Brokerage License #12611
FSRA Mortgage Administration License #13269
4 Robert Speck Parkway, 15th Floor
Mississauga, Ontario, Canada. L4Z 1S1