Anbros Financial

LENDING PROGRAMS

Anbros Financial offers complete and creative solutions to meet today's complex real estate financing requirements, including commercial mortgages, construction financing, and land loans. We collaborate with our lender/investor base to ensure we present financing structures that address the needs of our borrower clients in a cost-effective manner. While there are established lending guidelines, we recognize that every deal is unique, and a simple loan-to-value (or loan-to-cost) calculation is not the sole credit metric for loan adjudication.

Over the years, the range of sectors we have financed has expanded to include non-real estate-based businesses. Although we explore such financing opportunities based on risk-adjusted merit, our primary focus remains on financing key real estate asset classes.

FINANCING INQUIRIES:

For additional information, please send an email to loanproducts@anbrosfinancial.com or get in touch with a member of our Mortgage Origination team.

Mortgage Origination

Land Loans

Special Purpose Construction

Construction Loans

- Zoned lands (Commercial, Residential, Retail, and Industrial), suitable for various commercial mortgages;

- Unzoned lands slated for development, ideal for construction financing opportunities;

- Future development lands (scheduled for development over the next 5 years), presenting potential land loans;

- Long-term land bank holdings to strengthen investment portfolios.

Construction Loans

Special Purpose Construction

Construction Loans

- High Rise Residential (for sale and rental apartments) supported by flexible commercial mortgages;

- Low Rise Residential (cost to complete loans, servicing facilities with building revolvers) through tailored construction financing options;

- Equity Financing: Mezzanine Loans and Equity Joint Ventures for enhanced investment opportunities;

- Retail Plazas, Industrial Buildings, Commercial Centers, and Office Buildings often require land loans to facilitate development.

Special Purpose Construction

- Places of Worship suitable for financing through commercial mortgages;

- Data Centers that can benefit from specialized construction financing;

- Owner-occupied structures designed to meet specific build requirements, potentially financed through land loans.

Completed Inventory Loans

Infill Developments & Custom Homes

Special Purpose Construction

Anbros Financial - Completed Inventory Loans

- Inventory loans secured against completed residential condos, often utilized in commercial mortgages;

- Inventory loans secured against completed low-rise housing, which can also be part of a broader strategy for construction financing;

- Inventory loans secured against completed unsold industrial, commercial, and retail condominium units, complementing options like land loans for developers.

Infill Developments & Custom Homes

Anbros Financial - Infill Development Loans

- Infill low rise development can be built without presales in major urban markets, providing a great opportunity for those looking for commercial mortgages;

- Custom home builds, whether for sale or owner-occupied, can be financed through our specialized construction financing options. For additional information on our standardized custom home lending programs, including land loans, click below.

Commercial Mortgages

Infill Developments & Custom Homes

- Apartment Buildings;

- Stand-alone buildings / Pads (both owner-occupied and for 3rd party tenants);

- Retail Plazas, Industrial buildings, Commercial centers, Office buildings, all of which can be financed through commercial mortgages;

- Retirement Homes;

- Gas and Service Stations;

Additionally, those interested in construction financing and land loans can explore various options for these types of properties.